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Weird Course > Blog > Business > Safety Deposit Box: Do I Need One?
safe deposit box
Business

Safety Deposit Box: Do I Need One?

Alex Hales
Alex Hales Published September 17, 2022
Last updated: 2022/09/17 at 12:16 PM
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It has become essential to store costly assets, jewellery, family heirlooms and vital papers in a highly secure safe deposit box at your bank or a private vault. A secured container that can be rented to keep precious possessions is known as a safe deposit box.

This lockable box, which is provided by banks or private vaults, is often composed of metal. It is utilised for storing valuables that are too precious to store at home.

How to Rent a Safe Deposit Locker and Use It?

Banks and private safe deposit centres provide safe deposit lockers that are highly secure. The cost of renting a box varies from one financial institution to another and also changes according to the box size that you select.

The process of renting and using a safety deposit box is easy.

First, you need to determine the size of the box you will need. Next, choose the items you wish to keep in it.

Another important step is to decide who will get access to the box apart from you. One safe deposit box can be rent-ed by two or more persons, so you can have your spouse, son, daughter, father or mother as co-renters. Co-renters can access the box in your absence so choose reliable co-renters since banks or vaults will not be responsible if they take away any item out of the box without your permission.

safe deposit box

Next, you need to decide, where you want to rent a safe deposit box in London. You can get highly secure safe deposit lockers at Neelkanth Safe Deposit centre. They offer locker facilities at Southall and Croydon. You can select a box as per your needs from 18 different sizes available.

The safe deposit box cost starts at £75 per annum

To open an account, you need to submit all the required documents such as a copy of your photo ID. Your name, address, date of birth and other details will be verified by the vault centre.

The next step is to sign the document and open the account. Rental agreements for safety deposit lockers typically have a one-year term and are renew-ed annually. Your vault may send you a bill or directly deduct the rental cost from your account. To ensure that you get reminders of upcoming payments, fill in the correct contact information in the form and keep it updated.

You can store your belongings in the safety deposit container after obtaining your key. Note down

each item that you store in the box and make a list. Click pictures of all the objects and make sure you keep the list, the pictures, and the safe box key safely at home.

Remember there are several items you should not store in a safe.

If you want to rent a box, search on the internet – “safe deposit box near me”. You can go with the most trustworthy safe deposit centre near you.

safe deposit lockers

Using a safe deposit box has advantages

Some significant advantages of using a safe deposit box.

It is more secure than keeping valuables at home. More protection can be provided by a robust vault at a safe deposit centre than by a home safe, cabinet or dresser drawer at home. All your precious items and documents will be kept in one place. On the other hand, items can get misplac-ed at home. Your jewellery, gold coins, vital documents, heirloom items and other items will be kept together in a safe deposit box, so you always know where they are.

Safe Deposit Lockers are highly secure

Dual-key system is often us-ed by banks to secure safety deposit boxes. A renter uses their key to unlock their box but before that the key that is kept at the safe deposit centre is us-ed. Only when both the keys are us-ed one after the other, does the box open. Some centres use the electronic system to unlock the vault. In addition, the vaults will require a valid signature before granting entry to a safe deposit locker.

Alex Hales September 17, 2022
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